We are a service company that happens to sell insurance"

Total Account Management (TAM)

Definition: Servicing and managing the entire range of financial risks for our clients.

We believe in something called Total Account Management.

If you only have one line of business managed with us, you're not receiving the best service. Everyone has financial risks in various aspects of their lives, and if we only cover one of them we're not doing our job.

With Total Account Management, we see a client's financial risks in a "Big Picture" way. Our goal is to cover all of your risks, whether it's a car, home, boat, second home, scheduled valuables, or an umbrella policy to cover it all.

If you manage your insurance with different agencies and insurance companies, you will have gaps. Gaps in your coverage...gaps in limits...and gaps in service.

Account Management will help you:

• Eliminate gaps in your insurance coverage
• Simplify the process of staying properly covered
• Save you money with special multi-line rates

Our Process

You need insurance, but don't want someone to just "sell" it to you. Insurance agents exist to provide advice, give recommendations, and watch out for your potential exposures.

A computer can "sell" you a policy...insurance agents are here to provide you with service.

First, there are no obligations.

We want you to be served properly, and to get the right coverage. A good starting point is to have a discussion, via phone or email, where we can find out what you need. We analyze your potential risks to make sure you don't have any "gaps".

It's very simple:

• Contact us to schedule a consultation
• You tell us about your insurance needs
• We provide advice and recommendations